Potomac Companies, Inc.

HELPING EMPLOYERS MANAGE THE FUTURE COST OF HEALTH CARE

Manage To Zero®

Potomac Companies, Inc. – Employee Benefit Consultants Since 1990

We focus on Helping Employers Manage the Future Cost of Health Care^® through our Manage to Zero^® Program; targeting five core strategies that researchers, and our clients, have found to be most effective in containing or reducing health care costs.

Costs Rising?

With the national health care cost trend running at 8+% (12% for the DC Metro area), without introducing any changes to your health plan, your costs could double over the next 5 to 7 years.

Can we help?

We can make a dramatic impact for the right organization, but we cannot help everyone. Our Manage to Zero^® Assessment and Scorecard will allow us to determine if we can help your organization.

Prescription Drug Management

Prescription drug costs make up approximately 20% of health care claims paid. Through various techniques, proper prescription drug management can result in a direct reduction in annual claims costs.

Wellness Initiatives

Potomac is not only a proponent of corporate wellness programs, but we have developed Potomac’s HEALTHe Initiatives™ in an effort to promote wellness to all of our clients.

Plan Design & Wellness Integration

If true employee lifestyle change is the key to significantly altering an organization’s health care cost trend, then simply offering wellness initiatives to employees is not sufficient.

Plan, Contribution & Funding Optimization

Plan, contribution and funding optimization would be an initial and on-going focus in order to quell health care premium increases.

Mitigation of Administrative Costs & Risks

Through proper account management, human resources consulting services, risk management, and process automation, Potomac is able to help our clients avoid costly compliance risks.

Employers Must Address Employee Lifestyle Choices

by Kim Sutherland on May 2, 2012 in General

The only way to change an organization’s health care cost trend is to affect a change in employee lifestyle. Promoting employee lifestyle change helps to ... Continue Reading →

Primary Reason Why Health Care Costs Continue to Rise: Employee Lifestyle Choices

by Kim Sutherland on May 2, 2012 in General

Employee health care costs are skyrocketing due to a national epidemic of poor health caused by unhealthy lifestyle choices. 87.5% of health care claims costs ... Continue Reading →

With the national health care cost trend running at 8+% (12% for the DC Metro area), without introducing any changes to your health plan, your costs could double over the next 5 to 7 years.

That means if you currently spend $1 million per year on health insurance, across those 7 years you would spend an additional $3.5 million. CEOs and executives come to Potomac Companies to analyze their current situation, evaluate alternatives, and introduce innovative solutions to manage future health care costs.

Our clients tell us we have a dramatic impact on their long-term costs without negatively affecting their employee benefit options. This leads to improved employee recruitment and retention, while still reducing fringe costs. Our Manage-To-Zero® Assessment and Scorecard are the first steps toward identifying whether or not we can help with your specific situation.

Potomac Companies, Inc.

Manage To Zero®

Costs Rising?

Can we help?

Prescription Drug Management

Wellness Initiatives

Plan Design & Wellness Integration

Plan, Contribution & Funding Optimization

Mitigation of Administrative Costs & Risks

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Employers Must Address Employee Lifestyle Choices

Primary Reason Why Health Care Costs Continue to Rise: Employee Lifestyle Choices

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