When COBRA and Medicare Collide…

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Coverage when One Spouse takes Medicare   Scenario: An employee, let’s call her Lucy, turns 65 and becomes eligible for Medicare.  Lucy’s not-yet-Medicare-eligible spouse, Ricky, would like to take COBRA through Lucy’s employer-sponsored plan, and Lucy intends to pay Ricky’s COBRA premium through pre-tax salary reduction. What’s wrong with this scenario? First, Ricky isn’t COBRA continuation of coverage eligible.  Lucy is voluntarily... Read More